A Tax-Deferred Annuity (TDA) allows you to invest in fixed and variable annuities and mutual funds through a tax-deferred account. This option helps you save additional funds for retirement beyond the university-sponsored retirement plans. You may choose to contribute on a pre-tax and/or after-tax basis. Contributions are not matched by the university. All TDA elections are made through UNI Works, and contribution amounts can be changed at any time. To learn more about TDAs and to review 2026 IRS contribution limits, please visit our webpage. Please also consider attending the TIAA Roth Contribution presentation on May 7.